Ko-fi Fee Calculator
See what Ko-fi's 5% fee (on shop and commission sales) plus payment processing leaves you — donations stay fee-free.
Processed locally in your browser — nothing is uploaded.
Ko-fi fees (editable defaults)
Shop & commission sales on the free plan; donations are 0%. Gold removes it.
PayPal/Stripe rate.
Enter the sale amount to see the fee breakdown.
- Ko-fi takes 0% on donations and memberships; the 5% applies to shop and commission sales on the free tier.
About Ko-fi Fee Calculator
Ko-fi takes 0% of donations and memberships — payment processing (PayPal or Stripe, ~2.9% + $0.30) is the only cut there. Shop and commission sales on the free tier add a 5% platform fee, which Ko-fi Gold removes. Set the platform fee to match what you're selling and see your net per sale.
Common uses
- Compare a Ko-fi shop sale's net against Gumroad or Etsy digital
- Check whether Gold's fee removal pays for itself at your volume
- Show supporters how much of a donation actually arrives
Limitations
- Rates are editable defaults based on publicly listed standard fees — always confirm current fees with the platform
- Processing rates depend on whether payments run through PayPal or Stripe and your country.