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My Tiny Utils

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Money tools

Loan, debt, mortgage, interest, margin, and tax calculators, an invoice generator, plus seller fee estimators.

Airbnb Host Fee Calculator

Estimate the Airbnb host service fee on a booking subtotal and see your payout after cleaning and other costs.

Amazon FBA Calculator

Estimate Amazon FBA referral and fulfillment fees on a sale, then see your payout, per-unit profit, and margin.

Amazon Handmade Fee Calculator

Apply Amazon Handmade's 15% referral fee (with its $1 minimum) to a sale and see your payout, profit, and margin.

Compound Interest Calculator

Project savings or investment growth with compound interest and monthly contributions, including a year-by-year balance table.

Debt Payoff Calculator

List your debts and an extra monthly payment to compare the snowball and avalanche methods — debt-free date, total interest, interest saved, and a month-by-month schedule.

Depop Fee Calculator

Estimate Depop payment processing (and selling fees where they still apply) to see your payout and profit on a sale.

Discogs Fee Calculator

Apply Discogs' 9% sales fee — with its $0.10 minimum and $150 cap — plus payment processing to see your payout on records.

Discount Calculator

Solve any discount from the two numbers you know — percent off, amount off, or final price — and stack a second coupon on top.

eBay Fee Calculator

Estimate eBay's final value fee and per-order charge on a sale, including shipping, and see your payout, profit, and margin.

Etsy Fee Calculator

Add up Etsy's listing, transaction, payment processing, and optional Offsite Ads fees to see your real payout and profit on a sale.

EV Charging Cost Calculator

Calculate what an EV charging session costs from battery size, charge range, and electricity price — with charger losses and cost per 100 mi/km.

Fiverr Fee Calculator

Calculate Fiverr's 20% seller commission on any order value and see your take-home pay, profit, and effective hourly rate basis.

Fourthwall Fee Calculator

Estimate Fourthwall's fee on digital products and memberships plus payment processing, or model physical merch margins.

Freelance Hourly Rate Calculator

Work out the hourly, day, and project rate you need from the income you want to take home, after tax, expenses, time off, and unbilled hours — or see what a rate really earns.

Fuel Trip Cost Calculator

Estimate what a drive costs from distance, fuel economy, and gas price — in mpg or L/100km — with round-trip and cost-splitting options.

Grailed Fee Calculator

Estimate Grailed's 9% commission plus payment processing on a menswear sale and see your payout and profit.

Gumroad Fee Calculator

See what Gumroad's flat 10% fee plus card processing leaves you from a digital product sale.

Invoice Generator

Fill in your details, your client's, and the line items to download a clean PDF invoice — with tax, discounts, shipping, deposits, any currency, and a draft that saves in your browser.

KDP Royalty Calculator

Calculate Amazon KDP royalties: 70% or 35% eBook plans with delivery costs, or 60% print minus printing cost, per unit and in total.

Kickstarter Fee Calculator

Estimate Kickstarter's 5% platform fee and payment processing on funds raised, and what's left to fulfill your project.

Ko-fi Fee Calculator

See what Ko-fi's 5% fee (on shop and commission sales) plus payment processing leaves you — donations stay fee-free.

Loan Calculator

Work out the monthly payment for any fixed-rate loan, or flip it around and find the biggest loan a monthly budget can support.

Mercari Fee Calculator

Estimate Mercari's selling fee and payment processing on a sale, then see your payout and profit after item and shipping costs.

Mortgage Calculator

Estimate your monthly mortgage payment from price, down payment, rate, and term — including property tax, insurance, HOA, and PMI.

Patreon Fee Calculator

See what Patreon's platform fee and payment processing take from your monthly pledge income, and what you actually keep.

PayPal Fee Calculator

See what PayPal keeps from a goods & services payment (3.49% + $0.49 standard) and what lands in your account.

Poshmark Fee Calculator

Work out Poshmark's cut — 20% on sales of $15+ or a flat $2.95 under $15 — and your earnings and profit on a listing.

Printify Profit Calculator

Calculate print-on-demand profit with Printify: retail price minus production cost and your sales channel's fees.

Profit Margin Calculator

Enter any two of cost, price, margin, markup, or profit to solve the rest — with a margin-to-markup table, net margin after fees and tax, and the price that hits a target margin.

Recipe Cost Calculator

Price out a recipe from package prices: each ingredient's real cost for the amount used, the recipe total, and cost per serving.

Redbubble Earnings Calculator

Work out your Redbubble artist margin — retail price minus base price — and the effect of account-tier fees.

Reverb Fee Calculator

Calculate Reverb's 5% selling fee and payment processing on a music-gear sale, and your payout after shipping costs.

Salary Tax Calculator

Estimate income tax, social contributions, and take-home pay on a salary, and compare the same salary — or two real offers — across 21 countries side by side.

Sales Tax Calculator

Add sales tax to a pre-tax price, or work backwards from a tax-inclusive total to find the base price and the tax paid.

Shopify Fee Calculator

Work out Shopify Payments processing fees on an order — or third-party gateway surcharges — and your per-order profit.

Spring Profit Calculator

Calculate Spring (Teespring) merch profit: your listing price minus the base product cost, per item sold.

Square Fee Calculator

Calculate Square's processing fee on a payment — online, in-person, or keyed-in rates — and the net that hits your account.

StockX Fee Calculator

Calculate StockX's seller transaction fee (by seller level) and payment processing to see your payout and profit on a sale.

Stripe Fee Calculator

Calculate Stripe's 2.9% + $0.30 card fee on a payment and see exactly what reaches your balance, with editable rates.

TikTok Shop Fee Calculator

Estimate TikTok Shop's referral fee and optional affiliate commission on an order, and see your payout and profit.

Tip Calculator

Calculate the tip and total for any bill, with quick percentage presets and an even per-person split.

Twitch Bits Calculator

Convert bits cheered on Twitch into your payout at the standard one cent per bit, with the rate editable.

Twitch Sub Calculator

Estimate monthly Twitch sub income from your Tier 1/2/3 counts, editable sub prices, and your revenue split.

Upwork Fee Calculator

Apply Upwork's flat 10% freelancer service fee to a contract or milestone and see what you actually earn.

Whatnot Fee Calculator

Estimate Whatnot's 8% commission and payment processing on a live-stream sale, and your payout and profit per item.

YouTube Earnings Calculator

Estimate YouTube ad earnings from views using your RPM, or model it from CPM, monetized-view rate, and the 55% creator share.

About Money tools

This category has two halves. The first is everyday financial math: mortgage payments including tax, insurance, HOA, and PMI; loan payments (or the largest loan a monthly budget supports); compound interest projections with monthly contributions and a year-by-year table; snowball-versus-avalanche debt payoff plans; profit margin and markup, freelance hourly rates, and a free PDF invoice generator for running a small business; and quick solvers for tips, discounts, sales tax, fuel and EV charging costs, and what a recipe really costs per serving.

The second half is the largest collection on the site: fee and profit calculators for more than twenty-five platforms people sell or earn on — Etsy, eBay, Amazon FBA and Handmade, PayPal, Stripe, Square, Shopify, Poshmark, Depop, Mercari, StockX, Grailed, Reverb, Discogs, Whatnot, plus creator platforms like YouTube, Twitch, Patreon, Ko-fi, Gumroad, Fiverr, Upwork, KDP, and print-on-demand services. Each one itemizes the platform's cut — commission, payment processing, per-order charges — and shows your actual payout, profit, and margin, which platforms rarely make obvious before you list.

Platform fees change, so the rates are editable rather than hard-coded, and the results are estimates to sanity-check a price, not accounting advice. Every calculator runs locally in your browser: your sale prices, margins, and income figures are never transmitted anywhere.