Square Fee Calculator
Calculate Square's processing fee on a payment — online, in-person, or keyed-in rates — and the net that hits your account.
Processed locally in your browser — nothing is uploaded.
Square fees (editable defaults)
In-person is 2.6% + $0.10; keyed-in 3.5% + $0.15.
Enter the payment amount to see the fee breakdown.
- Rates differ by channel: in-person, online, invoices, and manually keyed payments.
About Square Fee Calculator
Square's fee depends on how the card is taken: about 2.6% + $0.10 tapped or dipped in person, 2.9% + $0.30 online, and 3.5% + $0.15 manually keyed. The calculator defaults to the online rate — edit the two numbers to match your channel and see the fee and net for any payment.
Common uses
- See what a farmers-market day of tap payments costs in fees
- Compare in-person vs invoice rates for the same sale
- Set prices that absorb processing without surprising customers
Limitations
- Rates are editable defaults based on publicly listed standard fees — always confirm current fees with the platform
- Custom pricing for high-volume sellers and add-on subscriptions are not modeled.